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How it works

Live in about 45 days, and it costs you roughly two hours

The reason most owners stay with an accountant they have outgrown is not loyalty. It is the imagined pain of switching. Here is the actual sequence, what we need from you, and how we handle your current accountant.

One 60-minute kickoffView-only system accessNo software to change
The arc

What changes in year one, year two, and after

Onboarding is the part every firm describes. It is also the least interesting part. What actually decides whether this was worth doing is what the engagement looks like once the books have been clean for eighteen months.

00

First 45 days — Get accurate

Cleanup, chart of accounts rebuilt to your specialty, systems connected, first full close delivered. The goal is a number you can trust, not advice. Advice on bad data is worse than no advice. The day-by-day plan →

01

Year one — Get compliant and get the structure right

The year the money usually shows up. Entity and S-election review, reasonable compensation set and documented, payroll and 1099 classification cleaned up, retirement plan evaluated, the compliance calendar built and worked ahead of. Most of the one-time savings on a practice this size land here.

02

Year two — Get predictive

With four clean quarters behind you, the reporting stops being a rear-view mirror. Rolling cash forecast, clinician-level profitability, payer mix against margin, a hiring model that answers whether the next clinician pays for themselves and when. This is the year the monthly call changes from “what happened” to “what should we do.”

03

Year three and beyond — Get optional

Clean books held over multiple years are what make every future option cheap: adding a location, taking on a partner, borrowing, or selling. A practice with three years of reconciled, defensible records goes through diligence in weeks. One without them either discounts or does not close. If a transaction is on the horizon →

Onboarding

Your first 45 days, in the open

Most firms describe onboarding as a feeling. This is the sequence, with the column that matters most in the middle.

WhenWhat we doWhat you doWhat you get
Days 1–3Engagement letter and Business Associate Agreement issued; secure portal opened.Sign two documents.Portal access and the names of the people on your account.
Week 1Sixty-minute kickoff call. We request view-only access to your systems.Take one call. Approve read-only access.A written onboarding plan with dates against it.
Weeks 1–2We assess the books, entity structure, payroll setup and tax posture.Nothing.A findings summary — what is wrong, what it is costing, what we will do.
Weeks 2–4Cleanup, chart of accounts rebuilt to your specialty, systems connected.Answer the occasional question.Books current through the last closed month.
Weeks 4–6Payroll moved onto our process. Compliance calendar built for your entity and states.Confirm pay dates and filing details.Your filing calendar for the next twelve months.
By day 45First full month closed under our process.Read it.Statements, scorecard and a written summary of what moved.

Timing assumes your books are in reasonable shape. A practice several years behind takes longer, and we will tell you that before you sign rather than after.

Your side of it

What we actually need from you

The full list. If it looks short, that is the point.

01Two signaturesThe engagement letter and the Business Associate Agreement. Both come to you electronically.
02Read-only accessAccounting, payroll, bank and merchant, and your practice management system. View-only wherever the platform supports it.
03Two years of returnsBusiness and owner, plus your most recent financial statements. Uploaded once, to the portal.
04One hour, onceThe kickoff call. After that, about thirty minutes a month if you want to talk, and nothing if you do not.

Roughly two hours of your time across the first forty-five days. That is the whole ask.

The awkward part

You do not have to fire anyone to talk to us

This is the question owners ask last and worry about first, so we will answer it plainly.

Scope first, decide laterA practice assessment does not require you to give notice, sign anything, or tell your accountant. Plenty of people take the call and stay where they are.
We request the files, not youOnce you have decided, we send the professional request for your records directly. It is routine between firms and you are not part of the conversation.
Timing that avoids painThe cleanest handovers happen just after a filing deadline or at year end. If you are mid-season we will usually tell you to wait.
If they are good, we will say soSometimes the honest answer is that your CPA is doing solid compliance work and what you actually need is a bookkeeper or a controller. We would rather tell you that than take the engagement.
Your Ongoing Cadence

Exactly what lands on your desk — and when

No black box, and no vague promises about timing. Your books close by the 15th, your strategy review lands within thirty days of each quarter close, and anything you send us gets a reply inside one business day.

Every Month

Books & payroll, done

  • Reconciled books + financial statements by the 15th
  • A plain-English summary of your numbers
  • Payroll processed & taxes deposited
  • Bills and 1099 vendors tracked
Every Quarter

Strategy & foresight

  • KPI & profitability dashboard
  • A working strategy review with your CPA within 30 days
  • Updated cash-flow forecast
  • Estimated-tax check-in
Every Year

Filed & planned

  • Business & owner tax returns
  • Year-end tax projection & planning
  • Reasonable-comp & entity review
  • Specialty peer benchmarking
The compliance calendar

Deadlines we work ahead of, not on

Every practice runs the same calendar. The difference is whether someone is watching it in November or in April.

Q1
  • Jan 31W-2s and 1099-NEC issued
  • Jan 31Q4 payroll returns (941, DE 9)
  • Mar 15S-corp and partnership returns
  • Mar 31Retirement plan census
Q2
  • Apr 15Individual returns and Q1 estimates
  • Apr 30Q1 payroll returns
  • May 15Nonprofit returns, if applicable
  • Jun 15Q2 estimates
Q3
  • Jul 31Q2 payroll returns; Form 5500
  • AugMid-year tax plan and comp review
  • Sep 15Extended entity returns; Q3 estimates
  • Sep 30Workers’ comp audit window
Q4
  • Oct 31Q3 payroll returns
  • NovYear-end projection and equipment decisions
  • Dec 15Reasonable compensation trued up
  • Dec 31Entity renewals; retirement plan funding

Representative for a California practice. Your exact calendar depends on entity type, state footprint, payroll size, and whether you sponsor a retirement plan — we build yours during onboarding.

Secure & Compliant

Your financial data, handled like your clinical data

You already run a practice that takes protected information seriously. The finance side is where that discipline usually slips — bank statements in email threads, a spreadsheet of payroll on someone’s desktop, a former bookkeeper who still has portal access. These are the controls we bring on day one, and they are part of the engagement rather than an upgrade.

  • A secure client portal for every document. Nothing sensitive moves over email, in either direction.
  • Read-only bank and merchant access. We reconcile and report. We never hold signing authority and never move your money.
  • Least-privilege access by role — your bookkeeper sees what the bookkeeping requires, and no more.
  • Access reviewed at every staffing change, on our side and yours. Departing users are removed the same day.
  • Clinical and financial data kept separate. We work from remittance and deposit data, not from patient charts.
  • Business associate agreement in place where the engagement touches protected health information.
  • Documented retention and destruction schedules, and your files exported to you in usable form if the engagement ever ends.

The full data and security detail →

Where your data livesFour places, and you can see all of them
Your accounting file — owned by you
The secure portal — documents and delivery
Payroll platform — your account, our access
Our workpapers — exported to you on exit
Questions

Frequently asked

A management services organization centralizes the non-clinical side of your business — accounting, tax, payroll, compliance, and CFO strategy — under one accountable partner. Instead of juggling a bookkeeper, a tax preparer, a payroll app, and a spreadsheet, you get one integrated team and one source of truth across every location.
Yes. We work in QuickBooks Online and the major payroll platforms (Gusto, ADP, and others), and we’ll manage the setup and integrations for you — or migrate you cleanly if your current stack isn’t serving you.
Flat monthly fees based on the scope your practice needs — no hourly billing surprises. We right-size the plan during a free assessment and adjust as you grow.
Absolutely — it’s core to the MSO model. We consolidate reporting across entities and sites, handle inter-entity allocations, and give you both per-location and combined views.
Very common. We’ll scope a one-time cleanup to get current before ongoing service begins, so you start from an accurate, reconciled baseline.
Flat monthly fees, scoped to the work. Full back-office engagements for a single-location practice generally start around $3,000 a month and rise with entity count, transaction volume, payroll size, and how much CFO-level work you want. Cleanup of prior periods is quoted separately and one time. You get the number in writing after the assessment, before you commit to anything — and if you only need one piece, the à la carte menu is priced individually.
Two structures, and you choose. Month to month with thirty days’ notice, where onboarding and exit fees apply. Or a twelve-month initial term that converts to month to month, with no onboarding fee and no termination fee. Either way your books, files, and system access belong to you throughout, and if you leave you leave with all of it in usable form. The full engagement terms are published rather than buried in a proposal.
No. We are not a revenue-cycle company and we do not touch claims, coding, or payer contracting. We work downstream of your billing: we take the remittances and deposits your billing produces, reconcile them, and tell you what your payer mix and collection rate are actually doing to your margin. If your billing is the problem, we will say so — and we will help you evaluate a biller rather than pretend to be one.
Not when it is structured correctly, and ours is. We provide administrative and management services only. Clinical decisions, coding and medical-necessity judgments, licensure, and patient care stay entirely with the practice and its licensed providers. We take no ownership stake in your professional entity. How the MSO structure works →
No, and you should not. Plenty of engagements start alongside an existing bookkeeper — we take the close, the tax position, and the reporting, and the bookkeeper keeps doing day-to-day data entry. Others start with a cleanup while nothing else changes. Nobody is asked to hand in a resignation on the strength of an assessment. See what a handover actually looks like.
A named team, not a support queue: a senior bookkeeper in your file most weeks, a staff accountant who owns the close, a tax manager who sets your position, and a CPA partner who reviews everything before it is filed and takes your quarterly call. You are told who they are at onboarding. Meet the roles →
You hear it from us as soon as we know, not when the notice arrives — that is the commitment we would most like to be held to. If we cause a penalty, we tell you what happened, deal with the notice, and make it right; we carry professional liability insurance for the same reason every serious firm does. What we will not do is let a date pass quietly and hope it goes unnoticed.
Usually not. We work in QuickBooks Online and the major payroll platforms, and we adapt to your stack where it works. Where it genuinely does not — desktop files that cannot be shared safely, payroll that will not produce clean reports — we will tell you why and manage the migration rather than leaving you to it.
That is the normal starting condition, not the exception. We scope a one-time cleanup to a reconciled baseline, work the compliance calendar forward from wherever you actually are, and tell you honestly if a prior-year return needs amending. Starting in July is not a reason to wait until January.
Where we look first

The six questions that move the most money

Most practices are not missing effort. They are missing someone who connects the financial dots. These are the six we check on every assessment, roughly in the order they tend to pay — with what is actually at stake, and where you can read the working before you ever call us.

Are you paying yourself the right salary?

Reasonable compensation is the single most common place a practice either quietly overpays payroll tax or invites an examination. The number has to be defensible against comparable-role data, not picked to hit a target. Getting it wrong costs real money every pay period — and it compounds, because it sets the baseline for the S-election arithmetic below.

The IRS defense playbook →

Is an S election leaving money on the table?

On a practice with meaningful profit above a defensible salary, the election is often the largest single lever available — but only once payroll cost, the Social Security wage base, and the administrative burden are netted out. We publish a full worked example with every line shown, including the costs, so you can see whether it clears at your revenue rather than trusting a rule of thumb.

See the worked example →

Does a multi-entity structure make sense for you?

Growth, liability, and tax treatment all shift when you add entities or locations — and in California, professional-corporation and corporate-practice rules constrain what you are even permitted to build. We map whether a second entity fits where you are headed rather than where you have been, and say so plainly when it does not.

How the structure works →

Could a retirement plan shelter more of your income?

A solo 401(k), a SEP, a safe-harbor plan and a cash-balance plan shelter very different amounts and carry very different obligations to your staff. The right one depends on your W-2 compensation, your headcount, and how long you intend to fund it. The wrong one is an expensive commitment that is awkward to unwind.

Planning we actually run →

Is your clinician mix actually profitable?

Practices routinely find that one or two clinicians, or a single payer, are carrying the rest — and that a service line they are proud of loses money once payroll taxes, supervision time and no-shows are loaded onto it. This is not a tax question. It is the one that changes hiring and contracting decisions.

What CFO-level reporting shows →

Is the practice ready for a partner, a lender, or a sale?

All three run on the same thing: consecutive years of reconciled, defensible records a stranger can follow. Practices that have them clear diligence in weeks. Practices that do not accept a discount, spend months reconstructing history, or watch the deal die. The cheapest time to fix this is years before you need it.

What diligence looks for →

The assessment works through all six against your actual numbers, and you get the findings in writing whether or not you engage us.

Book a Free Assessment →
Get Started

Ready to see this run on your practice?

The assessment is a working session, not a pitch. We look at your books, entity structure, payroll setup and tax posture, then come back with what we would change, what it is worth in dollars, and what it would cost. If the honest answer is that you do not need us yet, that is what you will hear.

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